A STUDY ON BANK LOAN MODELLING

Abstract

This research offers a thorough analysis of bank loan modelling found in bank sector. It incorporates the body of research to investigate factors including as personal account, securities account, income and qualification. Bank modeling typically refers to the process of creating mathematical or computational models to simulate and analyze various aspects of a bank's operations, financial performance, risk management, and decision-making processes. The research design used in the study was descriptive, and the sample size is 5000. The one sample t test, hypothesis, correlation, chi square and percentage analysis are the statistical methods investigation. The results show that, 41% respondents were under graduates, 94% of the respondents don’t have personal loan, 89.56% respondents do not have securities account.